You are involved in an accident, hit a car, slip, fall in your workplace, etc. Should you see or speak to a lawyer?
When should you consult an accident lawyer? You should seek advice from an accident lawyer as soon as possible after the accident. Do not wait. You can opt-out of certain rights. You should definitely talk to an attorney before speaking to the insurance agent, attorney, or attorney of the other party.
You say you cannot afford a lawyer. Most accident attorneys will consult you free of charge and, if they take your case, they will consider it on an unforeseen basis without charging any fees until the case is settled. Most of the calculations are increased to cover the costs of a lawyer, and therefore usually a lawyer costs you nothing. Many attorneys will also bear all legal costs if they are forced to file a claim.
You say you were injured, but the insurance company offered to pay your medical bills, and you do not think it is right to use them, asking for additional money for your pain, suffering, lost job, etc. You do not feel that you, as a person then standing? You think so little of yourself that you feel that your pain, suffering, inconvenience, etc., are worthless. You haven’t caused this accident. What you are going through was caused by someone else. You deserve compensation. The insurance company, thanks to good business, has already included these types of costs in the premiums they charge their clients.
You say that someone else has admitted responsibility and said that their insurance would cover all your losses. It’s great, however, that if the person later changes their story and says that you were at fault. Or what if the other party’s insurance company refuses to pay what you think is right. In fact, how do you know which is right? Remember, an insurance company can pay claims but make money in business. Typically, he or she will not offer one dollar more than he owes, and if a lawyer does not represent you, the insurance company or lawyer may feel like he or she can get away with paying much less than the lawsuit might be worth. Also, what people say during an accident is not always what they say after talking to a friend, insurance agent, or lawyer. Finally, an insurance agent or insurance lawyer works for the insurance company, not for you. How do you know that what they tell you is right or right? Remember, most of the time; they are trying to save the company money. You need a lawyer to tell you about your rights and responsibilities.
You say that you weren’t so hurt or bad. How do you know how much it hurt you? Some injuries do not appear for months. Other injuries can aggravate the previous problem. Even if the doctor has determined that everything is fine with you, how do you know that the problem will not arise later? If you have insurance and see a doctor who will pay your co-pay or deductible. If you do not have health insurance that will pay for your examination, which should include x-rays, etc. If you have a lawyer, he or she can probably refer you to a doctor who will take a lien from an insurance settlement, thereby saving you the trouble of paying money out of your pocket.
Remember to hire a Monroe NC Lawyer to represent you when dealing with an insurance company.